Portfolio Alert for the Week : Dec 31, 2016 – Jan. 06, 2017

PORTFOLIO ALERT For the Week: Jan 07, 2017 – Jan 13, 2017 HERE’S HOW THE MARKETS DID LAST WEEK   Nifty Sensex USD-INR MCX Gold (10g) Brent Crude Close on Jan 13 8,400.35 27,238.06 68.31 28,380 $55.54 Weekly Change ↑1.89% ↑1.79% ↑0.22% ↑1.65% ↓2.81%   WHAT'S HOT - NEW IDEAS FOR YOUR MONEY Save tax, earn high returns Traditional tax-saving options are set to deliver lower returns, capping your ability to build wealth. Post office time deposits, provident, and NSC rates are linked to government rates, which are trending down. Bank FD rates have already been cut sharply. Tax-saving mutual funds (ELSS funds), which invest in equities, is the only option with the potential to deliver higher returns for you, over the long term. What’s more, dividends and capital gains are tax-free too. Choose any from Franklin India Taxshield, Axis Long Term Equity, and DSP BlackRock Tax Saver. All are moderate-risk funds that invest in stable large-cap stocks and deliver consistent above-average returns. EXPERTS SPEAK Changes to FundsIndia’s Select Funds list FundsIndia’s Select Funds is a list of funds that you can invest in today. Spread across categories, this list helps you narrow down your investment choices from the hundreds of funds that you would otherwise have to sift through before investing. We review this list on a quarterly basis. There are additions to ensure that good funds are not left out. There are also deletions if we find certain funds’ strategies to be inappropriate for the prevailing market conditions. As a FundsIndia investor, you would have received an email explaining the changes to the list and the reasons behind the same. You can also log in to your FundsIndia account or www.fundsindia.com/select-funds to view the updated list. STOCK RECOMMENDATIONS FOR THE UPCOMING WEEK Stock Buy / Sell CMP () Stop Loss () Target () Time Period Union Bank 138.95 131 153 1 Months To view our open recommendations, please click here   YOUR PORTFOLIO(S) AT FUNDSINDIA   Want to build wealth? Talk to our expert advisors now!    HIGHLIGHTS OF THE WEEK With 18% returns in a year, banking funds pip equity peers; show may go on – The Economic Times Equity banking funds have returned 18.34% compared with 9.33-10.19% gains by others during the period, show data from Value Research, a mutual fund analytics firm. Many experts are now advising investors to put their money in such funds as long as they are willing to take some risks. Read more 6 traps to avoid with debt funds - Value Research With plummeting returns on traditionally safe instruments like bank FDs & post-office schemes, many investors are tempted to shift to debt. So, here are 6 things they should understand and avoid. Read more Annual strategic portfolio review must to grow wealth – The Economic Times Portfolio review is an important, if seriously underrated task. It is just boring number work for many of us. Look at it instead as an annual strategic review. If you review what you have and are willing to set standards and evaluate against them, you will do just fine. Read more Equity-linked saving schemes remain the best tax-saving option – The Economic Times The Economic Times assessed 10 tax-saving options on eight key parameters, including returns, safety, liquidity, costs, transparency, flexibility, ease of investment and taxability of income. ELSS funds scored highest, followed by the National Pension System (NPS) and Ulips at the second and third place, respectively. Read more This time, next year – will your financial plan be any different? – FundsIndia Marketplace There are a few resolutions that ought to be a part of your life – financial resolutions; and these are not the ones to be broken. We have put together a list of the top 3 resolutions that should ideally form an integral part of anyone’s financial plan. Read more FundsIndia explains: What are Closed-ended mutual funds – FundsIndia Marketplace Most mutual funds are open-ended, that is, you can invest in that fund any time you please and also exit when you wish to. But some funds are classified as closed-ended. How are these different and what are their pros and cons? Read more     Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs. Investments in equity shares, debentures, etc., are not obligations of, or guaranteed by Wealth India Financial Service s Pvt. Ltd., and are subject to investment risks. Wealth India Financial Services Pvt. Ltd. (with ARN code 69583) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.